![]() ![]() Early access to special events, products, and promotions like seasonal sales (think Black Friday, Cyber Monday, etc.).Target adds 30 days onto the regular 90-day return policy (so 120 days to return) when you use your RedCard.FREE two-day delivery on most purchases made with your RedCard at.There are a number of additional Target RedCard features you can enjoy: ![]() Take note, though, that the 5% RedCard discount pertains to the amount spent on the card after all other discounts are applied. For instance, when you sign up to have essentials delivered as part of the Target subscription service, you save 5% for using the service plus 5% for using the card - a total discount of 10%.Īlso, look for Target Circle discounts of 5% to 50% off merchandise on top of the 5% RedCard discount. Stacking Discounts: Smart shoppers make an effort to stack discounts and receive additional savings on top of the 5% RedCard discount. However, CVS now runs all Target pharmacies, and this specific RedCard reward benefit is no longer in place. Cardholders used to earn discounts by filling a certain number of prescriptions and paying for them with the RedCard. And there’s no annual fee! All Target RedCard are chip-and-PIN cards for higher security.Ī special note about pharmacy purchases: Your 5% store discount does not apply to pharmacy purchases. Unlike many cash-back credit cards, the Target RedCard applies your discount automatically - no points to earn or rebates to wait weeks to receive. The 5% discount even applies to purchases at Starbucks located within Target stores. The Target RedCard is unique in that it gives shoppers a 5% savings on almost everything bought with the card* from Target and including groceries, apparel, home goods, and more. To apply, you’ll need your social security number and one of the following: driver’s license, state ID, or military ID.You must be at least 18 years old and have a U.S.Other things to note before applying for the Target RedCard: In general, it looks like a FICO credit score of 615 or higher is recommended but not required. Potential applicants should have a fair credit history. It can take up to 7-10 days to find out if you have been approved for the card. You may be approved instantly, or your application may require further review. With the online application, you simply fill out a few forms and submit your information. You can apply for the Target RedCard online or by mail. (applied automatically), Free 2 Day Delivery on Online Orders The Target RedCard at a Glance Main Benefits However, The Target RedCard™ offers several benefits that may appeal to responsible cardholders who regularly shop the retail giant. That’s why your answer should usually be “No, thanks.” Unfortunately, many store-branded credit cards often have high interest rates and low minimum payments, offsetting the discount in the end. ![]() It happens nearly every time you step up to the checkout: the salesperson asks if you’d like to save 10%, 15%, or 20% off your purchase by applying for a store credit card. ![]()
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